<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
	>

<channel>
	<title>ssdRadio &#187; Financial Issues</title>
	<atom:link href="http://www.ssdradio.com/category/financial-issues/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.ssdradio.com</link>
	<description>Jonathan Ginsberg's Social Security Disability Podcast</description>
	<lastBuildDate>Mon, 09 Jan 2012 16:05:11 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	

		<copyright>admin</copyright>
		<itunes:author>admin</itunes:author>
		<itunes:summary>Just another WordPress weblog</itunes:summary>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		
		<item>
		<title>Episode 26 &#8211; When Will I Get My Money?</title>
		<link>http://www.ssdradio.com/2008/10/01/episode-26-when-will-i-get-my-money/</link>
		<comments>http://www.ssdradio.com/2008/10/01/episode-26-when-will-i-get-my-money/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 18:51:45 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg</dc:creator>
				<category><![CDATA[Financial Issues]]></category>
		<category><![CDATA[Social Security checks]]></category>
		<category><![CDATA[lump sum payment from Social Security]]></category>
		<category><![CDATA[past due benefit]]></category>

		<guid isPermaLink="false">http://www.ssdradio.com/?p=31</guid>
		<description><![CDATA[
<div class="media_container"><div class="media" style="width: 360px; height: 59px;"><object id="m619436ca7d343d86db35d422fc2ab96e" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" width="360" height="59"><param name="movie" value="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" /><param name="allowfullscreen" value="false" /><param name="allowscriptaccess" value="always" /><param name="wmode" value="transparent" /><param name="flashvars" value="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F26moneyreceipt.mp3&#38;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&#38;repeat=list&#38;plugins=quickkeys-1%2Cgapro-1&#38;gapro.accountid=UA-472646-36" /><embed src="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" pluginspage="http://www.macromedia.com/go/getflashplayer" width="360" height="59" allowfullscreen="false" allowscriptaccess="always" wmode="transparent" flashvars="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F26moneyreceipt.mp3&#38;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&#38;repeat=list&#38;plugins=quickkeys-1%2Cgapro-1&#38;gapro.accountid=UA-472646-36" /></object></div></div>



<p>In this episode, I answer two questions about timing.</p>
<p>Question 1 is from a reader named Gwen who asks: I was told I was approved by the disability of determination bureau on Aug 15 after i had appealed my first denial. I was told it now has gone to a review board in another state. What is this all about  Please any info will be appreciated.</p>
<p><a href="http://www.ssdradio.com/2008/10/01/episode-26-when-will-i-get-my-money/" class="more-link">More on Episode 26 &#8211; When Will I Get My Money?</a></p>


]]></description>
			<content:encoded><![CDATA[
<div class="media_container"><div class="media" style="width: 360px; height: 59px;"><object id="m537f22334b98c3962656b34476710aa1" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" width="360" height="59"><param name="movie" value="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" /><param name="allowfullscreen" value="false" /><param name="allowscriptaccess" value="always" /><param name="wmode" value="transparent" /><param name="flashvars" value="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F26moneyreceipt.mp3&amp;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&amp;repeat=list&amp;plugins=quickkeys-1%2Cgapro-1&amp;gapro.accountid=UA-472646-36" /><embed src="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" pluginspage="http://www.macromedia.com/go/getflashplayer" width="360" height="59" allowfullscreen="false" allowscriptaccess="always" wmode="transparent" flashvars="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F26moneyreceipt.mp3&amp;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&amp;repeat=list&amp;plugins=quickkeys-1%2Cgapro-1&amp;gapro.accountid=UA-472646-36" /></object></div></div>



<p>In this episode, I answer two questions about timing.</p>
<p>Question 1 is from a reader named Gwen who asks: I was told I was approved by the disability of determination bureau on Aug 15 after i had appealed my first denial. I was told it now has gone to a review board in another state. What is this all about  Please any info will be appreciated.</p>
<p>Question 2 is from a reader named Carolyn who inquires as follows: Won case May 6 when can I expect payment. How can I find out exactly when my first lump sum will come.</p>
<p><a title="Social Security Disability Listings" href="http://www.ssa.gov/disability/professionals/bluebook/AdultListings.htm" target="_blank">Social Security Listings</a> &#8211; referenced in this episode</p>


]]></content:encoded>
			<wfw:commentRss>http://www.ssdradio.com/2008/10/01/episode-26-when-will-i-get-my-money/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
<enclosure url="http://www.ssdradio.com/wp-content/uploads/26moneyreceipt.mp3" length="10548872" type="audio/mpeg" />
		</item>
		<item>
		<title>Episode 21 &#8211; Complex Social Security, Workers Comp, Bankruptcy and Med Mal Problem</title>
		<link>http://www.ssdradio.com/2008/01/17/episode-21-complex-social-security-workers-comp-bankruptcy-and-med-mal-problem/</link>
		<comments>http://www.ssdradio.com/2008/01/17/episode-21-complex-social-security-workers-comp-bankruptcy-and-med-mal-problem/#comments</comments>
		<pubDate>Thu, 17 Jan 2008 14:55:42 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg</dc:creator>
				<category><![CDATA[Social Security and Bankruptcy]]></category>
		<category><![CDATA[SSDI and workers comp]]></category>
		<category><![CDATA[social security disability]]></category>
		<category><![CDATA[workers compensation offset]]></category>

		<guid isPermaLink="false">http://www.ssdradio.com/2008/01/17/episode-21-complex-social-security-workers-comp-bankruptcy-and-med-mal-problem/</guid>
		<description><![CDATA[
<div class="media_container"><div class="media" style="width: 360px; height: 59px;"><object id="m19dcede3d00d76c4c8e8b5062a51d092" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" width="360" height="59"><param name="movie" value="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" /><param name="allowfullscreen" value="false" /><param name="allowscriptaccess" value="always" /><param name="wmode" value="transparent" /><param name="flashvars" value="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F17Jan2008.mp3&#38;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&#38;repeat=list&#38;plugins=quickkeys-1%2Cgapro-1&#38;gapro.accountid=UA-472646-36" /><embed src="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" pluginspage="http://www.macromedia.com/go/getflashplayer" width="360" height="59" allowfullscreen="false" allowscriptaccess="always" wmode="transparent" flashvars="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F17Jan2008.mp3&#38;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&#38;repeat=list&#38;plugins=quickkeys-1%2Cgapro-1&#38;gapro.accountid=UA-472646-36" /></object></div></div>



<p>Here is a question I received by email from a lady named Brenda.  She raises a number of issues, Social Security, workers&#039; compensation, bankruptcy, the timing of her Social Security application and even medical malpractice.   If Social Security disability was a law school class, this would be a final exam question:</p>
<p><a href="http://www.ssdradio.com/2008/01/17/episode-21-complex-social-security-workers-comp-bankruptcy-and-med-mal-problem/" class="more-link">More on Episode 21 &#8211; Complex Social Security, Workers Comp, Bankruptcy and Med Mal Problem</a></p>


]]></description>
			<content:encoded><![CDATA[
<div class="media_container"><div class="media" style="width: 360px; height: 59px;"><object id="m110d40b45cf5bbe6e5621e14aa27fcab" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" width="360" height="59"><param name="movie" value="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" /><param name="allowfullscreen" value="false" /><param name="allowscriptaccess" value="always" /><param name="wmode" value="transparent" /><param name="flashvars" value="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F17Jan2008.mp3&amp;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&amp;repeat=list&amp;plugins=quickkeys-1%2Cgapro-1&amp;gapro.accountid=UA-472646-36" /><embed src="http://www.ssdradio.com/wp-content/plugins/mediacaster/mediaplayer-licensed/player-licensed.swf" pluginspage="http://www.macromedia.com/go/getflashplayer" width="360" height="59" allowfullscreen="false" allowscriptaccess="always" wmode="transparent" flashvars="file=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fuploads%2F17Jan2008.mp3&amp;skin=http%3A%2F%2Fwww.ssdradio.com%2Fwp-content%2Fplugins%2Fmediacaster%2Fskins%2Fbekle.swf&amp;repeat=list&amp;plugins=quickkeys-1%2Cgapro-1&amp;gapro.accountid=UA-472646-36" /></object></div></div>



<p>Here is a question I received by email from a lady named Brenda.  She raises a number of issues, Social Security, workers&#039; compensation, bankruptcy, the timing of her Social Security application and even medical malpractice.   If Social Security disability was a law school class, this would be a final exam question:</p>
<p style="margin-left: 40px;">I was injured in may of 2004, my workers comp case is still pending. My question is that I have applied for disablity but I have been denied 3 times. Not sure if I should apply now or wait until I settle my comp case. Please let me know if that is what I need to do, I have also talked to your staff but did not go any further due to this concern. Also I<br />
had to file bankrupsty and it will be over in July , should I wait for that to be over before I file for disabilty. My injures are crushed ankle, back injury that cannot be operated on, and got staph when my comp doctor gave me a shot in my ankle, they mess around on who was at fault and in the meantime after my frist surgery I was not cared for enough due to the cliaming who was at fault.  THen the staph went into my bone had 2 have another surgery,<br />
thanks for your time</p>


]]></content:encoded>
			<wfw:commentRss>http://www.ssdradio.com/2008/01/17/episode-21-complex-social-security-workers-comp-bankruptcy-and-med-mal-problem/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
<enclosure url="http://www.ssdradio.com/wp-content/uploads/17Jan2008.mp3" length="13039956" type="audio/mpeg" />
		</item>
		<item>
		<title>Episode 7</title>
		<link>http://www.ssdradio.com/2006/06/04/episode-7/</link>
		<comments>http://www.ssdradio.com/2006/06/04/episode-7/#comments</comments>
		<pubDate>Mon, 05 Jun 2006 02:26:57 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg</dc:creator>
				<category><![CDATA[Appeals issues]]></category>
		<category><![CDATA[Overpayment issues]]></category>

		<guid isPermaLink="false">http://host.jonathanginsberg.com/~ssdradio/2006/06/04/episode-7/</guid>
		<description><![CDATA[<p>In this installment, I answer two questions from listeners:  1) Ron writes to say that he has received a notice from Social Security demanding that he repay $70,000.  They contend that he has been overpaid.  They have further advised him that &#34;it is too late to appeal&#34; and they have stopped his monthly check.  Does he have any options.  Reconsideration of Overpayment calculation-<a href="http://www.ssa.gov/online/ssa-561.html" target="_blank" title="Request for Reconsideration of Overpayment" class="external">form SSA-561-U2</a> Request for Waiver of Overpayment &#8211; <a href="http://www.ssa.gov/online/ssa-632.html" target="_blank" title="Request for Waiver of Overpayment" class="external">form SSA-632-BK </a> 2) Liliane writes to say that he has received a favorable decision on her SSI claim but the onset date for her disability shown on the decision is the date the actual application was completed, which is about a year after she initially contacted Social Security to start the application process. She wants to know if she has any recourse to collect that missing year.</p>
<p><a href="http://www.ssdradio.com/2006/06/04/episode-7/" class="more-link">More on Episode 7</a></p>


]]></description>
			<content:encoded><![CDATA[<p>In this installment, I answer two questions from listeners:  1) Ron writes to say that he has received a notice from Social Security demanding that he repay $70,000.  They contend that he has been overpaid.  They have further advised him that &quot;it is too late to appeal&quot; and they have stopped his monthly check.  Does he have any options.  Reconsideration of Overpayment calculation-<a href="http://www.ssa.gov/online/ssa-561.html" target="_blank" title="Request for Reconsideration of Overpayment" class="external">form SSA-561-U2</a> Request for Waiver of Overpayment &#8211; <a href="http://www.ssa.gov/online/ssa-632.html" target="_blank" title="Request for Waiver of Overpayment" class="external">form SSA-632-BK </a> 2) Liliane writes to say that he has received a favorable decision on her SSI claim but the onset date for her disability shown on the decision is the date the actual application was completed, which is about a year after she initially contacted Social Security to start the application process. She wants to know if she has any recourse to collect that missing year.</p>
<p>Technorati Tags: <a href="http://technorati.com/tag/request+for+waiver+of+overpayment" rel="tag"> request for waiver of overpayment</a>, <a href="http://technorati.com/tag/request+for+reconsideration+of+overpayment" rel="tag"> request for reconsideration of overpayment</a>, <a href="http://technorati.com/tag/amending+start+date+for+SSI+benefits" rel="tag"> amending start date for SSI benefits</a>, <a href="http://technorati.com/tag/amended+onset+date" rel="tag"> amended onset date</a>, <a href="http://technorati.com/tag/date+of+application" rel="tag"> date of application</a>, <a href="http://technorati.com/tag/protective+filing+date" rel="tag"> protective filing date </a></p>


]]></content:encoded>
			<wfw:commentRss>http://www.ssdradio.com/2006/06/04/episode-7/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Episode 6</title>
		<link>http://www.ssdradio.com/2006/05/25/episode-6/</link>
		<comments>http://www.ssdradio.com/2006/05/25/episode-6/#comments</comments>
		<pubDate>Fri, 26 May 2006 01:49:40 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg</dc:creator>
				<category><![CDATA[Multiple medical problems]]></category>
		<category><![CDATA[SSDI and LTD or STD]]></category>

		<guid isPermaLink="false">http://host.jonathanginsberg.com/~ssdradio/2006/05/25/episode-6/</guid>
		<description><![CDATA[<p>Episode 6 &#8211; Show Notes</p>
<p>Question 1:  After my wife received Short Term Disability for 5 months, I called my wife&#039;s plan administrator to get an update today. They told me her claim was denied as of 2 weeks ago. Had I not called we would not have known. She is unable to work due to seizures and depression. Her MD agrees. What recourse do we have?</p>
<p><a href="http://www.ssdradio.com/2006/05/25/episode-6/" class="more-link">More on Episode 6</a></p>


]]></description>
			<content:encoded><![CDATA[<p>Episode 6 &#8211; Show Notes</p>
<p>Question 1:  After my wife received Short Term Disability for 5 months, I called my wife&#039;s plan administrator to get an update today. They told me her claim was denied as of 2 weeks ago. Had I not called we would not have known. She is unable to work due to seizures and depression. Her MD agrees. What recourse do we have?</p>
<p>Question 2: Mostly, I&#039;d like to know if I could file a  Disability Claim, with current prostate trouble? Also have Acute Arthritis in left and right hands, also have Hernia  condition, and severe Stomach Ulcer problems as well.  Just what can I file for? One of these or just a couple or all of the above?  My  prostate problems are bad enough to keep me from working at a regular rate of man hrs., due to frequent urinations, and cramping while in some positions, as well as Hernia Condition, that was deemed inoperable, due to severe cholesterol levels.  Which also prevents me from working at any length, of endurance.</p>
<p>Technorati Tags: <a href="http://technorati.com/tag/Long+Term+Disability+claim" rel="tag"> Long Term Disability claim</a>, <a href="http://technorati.com/tag/LTD" rel="tag"> LTD</a>, <a href="http://technorati.com/tag/STD" rel="tag"> STD</a>, <a href="http://technorati.com/tag/short+term+disability" rel="tag"> short term disability</a>, <a href="http://technorati.com/tag/multiple+medical+problems" rel="tag"> multiple medical problems</a>, <a href="http://technorati.com/tag/strategy+for+winning+Social+Security+claim" rel="tag"> strategy for winning Social Security claim</a>, <a href="http://technorati.com/tag/prostate+and+Social+Security+disability" rel="tag"> prostate and Social Security disability </a></p>


]]></content:encoded>
			<wfw:commentRss>http://www.ssdradio.com/2006/05/25/episode-6/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Episode 5</title>
		<link>http://www.ssdradio.com/2006/04/30/episode-5/</link>
		<comments>http://www.ssdradio.com/2006/04/30/episode-5/#comments</comments>
		<pubDate>Mon, 01 May 2006 02:46:48 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg</dc:creator>
				<category><![CDATA[SSDI and criminal arrest issues]]></category>
		<category><![CDATA[SSDI and workers comp]]></category>
		<category><![CDATA[arrest and SSDI]]></category>
		<category><![CDATA[working and applying for Social Security]]></category>

		<guid isPermaLink="false">http://host.jonathanginsberg.com/~ssdradio/2006/04/30/episode-5/</guid>
		<description><![CDATA[<p>My husband was injured in a job related accident 2002.  He went though surgury a fusion on his neck.  We get workman comp. right now.  He has alway tried to work where now he&#039;s had to quit.  We have attorney on this and all.  But the doctor and all told him he needs to apply for social security disability.  He has chronic nerve damage, he can&#039;t use he left arm without feeling a lot of pain.    Doctors say it&#039;s going to get worse though the years.  He&#039;s applied for it once and got turned down.  But at that time he was still working some.  But, what all that is going on with him, he got charged with a felony, It was over pot.  What I&#039;m wondering would that stop he&#039;s chance of getting disability.  If it isn&#039;t can you advise me on where to go from here on this?  Thank you, April S.</p>
<p><a href="http://www.ssdradio.com/2006/04/30/episode-5/" class="more-link">More on Episode 5</a></p>


]]></description>
			<content:encoded><![CDATA[<p>My husband was injured in a job related accident 2002.  He went though surgury a fusion on his neck.  We get workman comp. right now.  He has alway tried to work where now he&#039;s had to quit.  We have attorney on this and all.  But the doctor and all told him he needs to apply for social security disability.  He has chronic nerve damage, he can&#039;t use he left arm without feeling a lot of pain.    Doctors say it&#039;s going to get worse though the years.  He&#039;s applied for it once and got turned down.  But at that time he was still working some.  But, what all that is going on with him, he got charged with a felony, It was over pot.  What I&#039;m wondering would that stop he&#039;s chance of getting disability.  If it isn&#039;t can you advise me on where to go from here on this?  Thank you, April S.</p>


]]></content:encoded>
			<wfw:commentRss>http://www.ssdradio.com/2006/04/30/episode-5/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Episode 1</title>
		<link>http://www.ssdradio.com/2006/03/13/episode-1/</link>
		<comments>http://www.ssdradio.com/2006/03/13/episode-1/#comments</comments>
		<pubDate>Mon, 13 Mar 2006 14:27:11 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg</dc:creator>
				<category><![CDATA[Hearing process]]></category>
		<category><![CDATA[Past due benefits]]></category>

		<guid isPermaLink="false">http://host.jonathanginsberg.com/~ssdradio/2006/03/13/episode-1/</guid>
		<description><![CDATA[<p>Jonathan answers two questions about the Social Security disability process.  <strong>Listen button below&#8230;</strong> <strong>1. How do you know how much in retroactive benefits you will recover?</strong>  Example:  Tom applies for SSDI benefits in March, 2006, alleging that his disability began in April, 2004.  Tom has a hearing in July, 2007 and wins. If the Judge accepts his argument about the April, 2004 onset date, how much will he get in past due benefits? a. At most, Tom can only get paid past due benefits for one year prior to his application date.  Therefore, Tom gets past due benefits from March, 2005 through July, 2007.  Starting in August, 2007, he will get on-going benefits.  b. There is a five month waiting period that applies as of the onset date.  Here, the five full month period starts in May, 2004 through September, 2004.  Therefore, Tom gets the full March, 2005 through July, 2007 past due benefit.  c. If the Judge found that Tom&#039;s disability began on February 12, 2005, the five month waiting period begins in March through July, 2005.  Tom&#039;s past due benefit runs from August, 2005 through July, 2007.  <strong>2. What does the Judge do after your hearing and what are your options if you lose?</strong>  a. The Judge may issue an abbreviated &#34;bench decision&#34; finding in your favor.  b. The Judge may send the case to a &#34;writer&#34; for a full decision &#8211; this can take one to six months or longer.  c.  If you receive an  unfavorable or partially favorable decision and want to appeal, you must file your appeal to the Appeals Council within 60 days after receipt of the decision.</p>
<p><a href="http://www.ssdradio.com/2006/03/13/episode-1/" class="more-link">More on Episode 1</a></p>


]]></description>
			<content:encoded><![CDATA[<p>Jonathan answers two questions about the Social Security disability process.  <strong>Listen button below&#8230;</strong> <strong>1. How do you know how much in retroactive benefits you will recover?</strong>  Example:  Tom applies for SSDI benefits in March, 2006, alleging that his disability began in April, 2004.  Tom has a hearing in July, 2007 and wins. If the Judge accepts his argument about the April, 2004 onset date, how much will he get in past due benefits? a. At most, Tom can only get paid past due benefits for one year prior to his application date.  Therefore, Tom gets past due benefits from March, 2005 through July, 2007.  Starting in August, 2007, he will get on-going benefits.  b. There is a five month waiting period that applies as of the onset date.  Here, the five full month period starts in May, 2004 through September, 2004.  Therefore, Tom gets the full March, 2005 through July, 2007 past due benefit.  c. If the Judge found that Tom&#039;s disability began on February 12, 2005, the five month waiting period begins in March through July, 2005.  Tom&#039;s past due benefit runs from August, 2005 through July, 2007.  <strong>2. What does the Judge do after your hearing and what are your options if you lose?</strong>  a. The Judge may issue an abbreviated &quot;bench decision&quot; finding in your favor.  b. The Judge may send the case to a &quot;writer&quot; for a full decision &#8211; this can take one to six months or longer.  c.  If you receive an  unfavorable or partially favorable decision and want to appeal, you must file your appeal to the Appeals Council within 60 days after receipt of the decision.</p>
<p>Technorati Tags: <a href="http://technorati.com/tag/retroactive+benefits+ssdi" rel="tag"> retroactive benefits ssdi</a>, <a href="http://technorati.com/tag/social+security+hearing+decision" rel="tag"> social security hearing decision</a>, <a href="http://technorati.com/tag/bench+decision" rel="tag"> bench decision</a>, <a href="http://technorati.com/tag/favorable+decision" rel="tag"> favorable decision</a>, <a href="http://technorati.com/tag/payment+of+SSDI+benefits" rel="tag"> payment of SSDI benefits </a></p>


]]></content:encoded>
			<wfw:commentRss>http://www.ssdradio.com/2006/03/13/episode-1/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
	</channel>
</rss>

