In this installment, I answer two questions from listeners: 1) Ron writes to say that he has received a notice from Social Security demanding that he repay $70,000. They contend that he has been overpaid. They have further advised him that "it is too late to appeal" and they have stopped his monthly check. Does he have any options. Reconsideration of Overpayment calculation-form SSA-561-U2 Request for Waiver of Overpayment – form SSA-632-BK 2) Liliane writes to say that he has received a favorable decision on her SSI claim but the onset date for her disability shown on the decision is the date the actual application was completed, which is about a year after she initially contacted Social Security to start the application process. She wants to know if she has any recourse to collect that missing year.
Filed under Appeals issues, Overpayment issues by
Episode 6 – Show Notes
Question 1: After my wife received Short Term Disability for 5 months, I called my wife's plan administrator to get an update today. They told me her claim was denied as of 2 weeks ago. Had I not called we would not have known. She is unable to work due to seizures and depression. Her MD agrees. What recourse do we have?
Filed under Multiple medical problems, SSDI and LTD or STD by
Jonathan answers two questions about the Social Security disability process. Listen button below… 1. How do you know how much in retroactive benefits you will recover? Example: Tom applies for SSDI benefits in March, 2006, alleging that his disability began in April, 2004. Tom has a hearing in July, 2007 and wins. If the Judge accepts his argument about the April, 2004 onset date, how much will he get in past due benefits? a. At most, Tom can only get paid past due benefits for one year prior to his application date. Therefore, Tom gets past due benefits from March, 2005 through July, 2007. Starting in August, 2007, he will get on-going benefits. b. There is a five month waiting period that applies as of the onset date. Here, the five full month period starts in May, 2004 through September, 2004. Therefore, Tom gets the full March, 2005 through July, 2007 past due benefit. c. If the Judge found that Tom's disability began on February 12, 2005, the five month waiting period begins in March through July, 2005. Tom's past due benefit runs from August, 2005 through July, 2007. 2. What does the Judge do after your hearing and what are your options if you lose? a. The Judge may issue an abbreviated "bench decision" finding in your favor. b. The Judge may send the case to a "writer" for a full decision – this can take one to six months or longer. c. If you receive an unfavorable or partially favorable decision and want to appeal, you must file your appeal to the Appeals Council within 60 days after receipt of the decision.
Filed under Hearing process, Past due benefits by
Jonathan Ginsberg