In this episode I answer two listener questions. The first question has to do with eligibility for Title II benefits. Terrilyn writes to say that her SSDI statement shows that she does not have 20 credit hours of work and that she last worked in 1995. Is there any way that she would be eligible for SSDI. The answer is "yes" and I explain how. The second question is from Christy and she writes to say that she has been diagnosed with MS, and that she applied and was turned down several years ago. She has been trying to work since then with limited success and now her condition has worsened. Should she apply again and what issues might she face.

Technorati Tags: credit hours for SSDI benefits, reapply for benefits, MS and SSDI